Is Wedding Event Insurance a Necessity?

Wedding event insurance is a bizarre and relatively new trend in weddings. I'm not saying whether or not you need it...at least, not yet. But, at the end of this page, you'll be able to make a confident decision about wedding liability insurance is something you need.

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On this page you’ll find out why you may need wedding event insurance, how to determine if it’s a scam,  and where you can find good insurance if you decide to purchase it. You’ll also learn about the costs of insurance for your wedding.

Do you need Wedding Event Insurance

The reason you need wedding insurance is the same reason you need life insurance or health insurance: if something goes wrong, you could be hit worse and pay more than if you just paid the premiums every month.

Is Wedding Event Insurance a scam?

Wedding event insurance isn't a scam. But some of the companies selling it might be trying to scam you.

Which brings me to...

Who should you buy Wedding Liability Insurance from?

There are hundreds of companies selling Wedding Event Insurance. A few I can recommend in confidence are:

• Events Insurance in the UK: They provide insurance for a variety of needs. Wedding insurance is just one option.
• WedSafe: They focus primarily on wedding event insurance.
• Protect my wedding: They're focus is primarily wedding insurance as well.

What to look for: Apart from having a professional-looking website, (Even scammers can have professional-looking websites.) you'll want to search for reviews. Also, if you're part of wedding forums, ask around. People will always have suggestions.

How much does it cost?

It's certainly not cheap! Prices vary depending on the amount of insurance coverage you need. The lowest price I've seen is about $15 and the highest is about $200.

Should you get wedding event insurance

It's a hard choice to make, especially if you're on a tight budget. Do you spend the money to protect yourself in the unlikely event that something bad MIGHT happen?

That’s difficult to answer. I guess it depends on how much you're spending on your wedding. Obviously, the more you spend, the more important insurance becomes. Granted, for smaller budgets, any amount can seem like a lot of money. If most of your service providers will let you cancel up until a few months before the wedding, get insurance for that short time period - that's all you really need it for anyways.